M.D. Baltazar has been in the mortgage business since 1997. After graduating from the University of Arizona with a Finance degree, he went on to obtain his MBA his 2001. Michael has consistently been a top performer throughout his professional mortgage career, while also hiring and training many loan officers along the way. His love for training, motivating and encouraging others has also carried over into becoming an author and public speaker. Michael is also happily married and has 7 amazing kids!